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I provide expert tools, advice and mentoring in working capital management and business performance to SMEs in Surrey and the south east. My specialist finance experience and commercial knowledge enables my clients to avoid financial pitfalls, enhance their business, and focus on being successful.
Adrian Fowles
If you’re interested in business being less stressful and more successful then get in touch by emailing...
info@acf-associates.com
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If you want to find out more about what we do, click on the About ACF Associates page or go to our business website Here
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Tag Archives: startup
Do you really need the cost and commitment of a full time finance director?
There is something has been bothering me for years now and, going by recent experience, it is still an issue. I’ve seen it on far too many occasions and I’ve seen how damaging it is to small-to-medium businesses across the … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Cash, Entrepreneur, Finance, Recruitment, startup, Strategy
3 Comments
What about the cash, Duncan!
Like most people reading this, I’m a bit of a fan of Dragon’s Den. So I was pleased to see that last night (October 3rd) the BBC was running one of the spin-off programs – “How to Win in the … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Business plan, Cash, Coaching, Dragon's Den, Duncan Bannatyne, Entrepreneur, Finance, Mentoring, Profit, startup, Strategy
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Sightpath – Success comes to those who plan for it
Right now I’m in the middle of reading a great book by a friend of mine; Robert Copping: The Heart of Business Success – How to overcome the Catch-22s of growing your business It is available from Amazon right here … Continue reading
Posted in Business, Finance
Tagged Accounting, Adrian Fowles, Banking, Banks, Business plan, Cash, Entrepreneur, Finance, Profit, Sightpath, startup
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Meet The Cash Coach…
‘Turnover is vanity, profit is sanity, but cash is reality’ I’m guessing that you’ve heard this phrase before – but what does it mean in the real world: Well, I’ve seen too many businesses spending their time chasing low-margin orders, … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Banking, Banks, Cash, Coaching, Entrepreneur, Finance, Pareto, Profit, startup, Strategy
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Company Valuation Methods – You Need to Plan Ahead
There comes a time in the life of many a small businesses when the owner wants out. There can be a variety of reasons; retirement, the call of a new opportunity or simply boredom. This is the point where the … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Adrian Fowles, Business Valuation, Entrepreneur, Entrepreneur Country, Exit Plan, Finance, Profit, startup, Strategy, Theo Paphitis
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National Apprentice Week
It is very appropriate that the final of Michel Roux’s Service should be followed by National Apprentice Week. Although it is a bit of an overused phrased, we need to remember that the young people of today are the wealth … Continue reading
Posted in Business, Coaching
Tagged Adrian Fowles, Apprentice, Coaching, Engineering, Entrepreneur, Graham Snowdon, Manufacturing, Mentoring, National Apprentice Week, startup, Vince Cable
1 Comment
Entrepreneurs Business Academy – Update
Do you think you and your business would benefit if you spent a day with half-a-dozen millionaires sharing with you their secrets of success? I thought it sounded like a great idea so on Saturday I did just that. I … Continue reading
Posted in Business, Coaching, Finance
Tagged Adrian Fowles, Bev James, Coaching, Entrepreneur, Finance, Guy Levine, James Caan, Nic Rixon, Peter Thomson, startup, Steve Clarke, The EBA
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Recruitment – It is like a Two Ronnies sketch
I’ve been thinking about the recruitment business and, to be honest, I think it is a very imperfect model. My thought process has been driven by a real concern about the ability of small businesses to access real talent. Small … Continue reading
Posted in Business, Coaching, SME
Tagged Adrian Fowles, Coaching, DISC, Entrepreneur, EQ-i, Finance, Myers-Briggs, Recruitment, startup, TKI, Two Ronnies, Webrecruit
1 Comment
What is your kidnap fund?
The thing about Entrepreneurs is that they are often the opposite of Accountants. I’ve never come across an Entrepreneur who said “I’ve got this great idea, but I need to optimise the working capital cycle before going ahead”. They just … Continue reading
Posted in Business, Coaching, Finance
Tagged Accounting, Adrian Fowles, Cash, Coaching, Entrepreneur, Finance, startup
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How do you make a profit but still go bust?
So, why do businesses go bust because they have run out of cash even though they are making a profit? The answer is in the Working Capital Cycle. This concept describes the time taken between the business handing money over … Continue reading
Posted in Business, Finance
Tagged Accounting, Adrian Fowles, Cash, Finance, startup
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