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I provide expert tools, advice and mentoring in working capital management and business performance to SMEs in Surrey and the south east. My specialist finance experience and commercial knowledge enables my clients to avoid financial pitfalls, enhance their business, and focus on being successful.
Adrian Fowles
If you’re interested in business being less stressful and more successful then get in touch by emailing...
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Tag Archives: Cash
Do you really need the cost and commitment of a full time finance director?
There is something has been bothering me for years now and, going by recent experience, it is still an issue. I’ve seen it on far too many occasions and I’ve seen how damaging it is to small-to-medium businesses across the … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Cash, Entrepreneur, Finance, Recruitment, startup, Strategy
3 Comments
What about the cash, Duncan!
Like most people reading this, I’m a bit of a fan of Dragon’s Den. So I was pleased to see that last night (October 3rd) the BBC was running one of the spin-off programs – “How to Win in the … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Business plan, Cash, Coaching, Dragon's Den, Duncan Bannatyne, Entrepreneur, Finance, Mentoring, Profit, startup, Strategy
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Sightpath – Success comes to those who plan for it
Right now I’m in the middle of reading a great book by a friend of mine; Robert Copping: The Heart of Business Success – How to overcome the Catch-22s of growing your business It is available from Amazon right here … Continue reading
Posted in Business, Finance
Tagged Accounting, Adrian Fowles, Banking, Banks, Business plan, Cash, Entrepreneur, Finance, Profit, Sightpath, startup
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Crowdfunding – Success or Failure?
First of all, congratulations to Sue Acton at Bubble & Balm. Sue has successfully raised her full £75k target through Crowdcube. It is a brilliant achievement. To quote Crowdcube founder, Darren Westlake: “In the current climate with banks being risk … Continue reading
Posted in Business, Finance, SME
Tagged Accounting, Adrian Fowles, Banking, Cash, Crowdcube, Crowdfunding, Entrepreneur, Finance
8 Comments
Meet The Cash Coach…
‘Turnover is vanity, profit is sanity, but cash is reality’ I’m guessing that you’ve heard this phrase before – but what does it mean in the real world: Well, I’ve seen too many businesses spending their time chasing low-margin orders, … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Banking, Banks, Cash, Coaching, Entrepreneur, Finance, Pareto, Profit, startup, Strategy
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HMV and Credit Insurance
On January 6th, in my post about HMV, I commented that the issue for SMEs will be what happens if or when the insurers pull cover: When a big retailer sneezes it is the suppliers that catch the flu. The … Continue reading
Posted in Business, Finance, Retail, SME
Tagged Accounting, Adrian Fowles, Banking, Banks, Cash, Finance, HMV, Insurance
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Money has to move to be of value
Stationary money is of no value. It just sits there. Doing nothing. Achieving nothing. Rotting away as inflation eats into it. Money needs to move. Stretch its legs. Be exchanged for goods and services so that the next owner can … Continue reading
HMV – three years ago
As a postscript to my blog entry this morning, I thought I’d mention that just under three years ago there was a blog post about HMV on the Interactive Investor site : Is HMV in the ‘buggy whip’ business? A … Continue reading
Posted in Business, Finance, Retail
Tagged Accounting, Cash, Finance, HMV, Profit, Retail
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HMV – Highstreet Media Vanishing?
Another interesting article in the Telegraph has caught my eye: HMV profit warning: can it survive? Now, I am going to have to confess some pro-HMV bias here. I’ve been involved with them on a number of occasions over the … Continue reading
Posted in Business, Finance, Retail
Tagged Adrian Fowles, Cash, Finance, HMV, Profit, Retail
2 Comments
VAT Increase – Time to focus on the V = Value
There cannot be many business owners and managers in the UK who are not spending the time between Christmas and New Year thinking about the possible affects of the impending VAT increase. I’ve been reading what a few other blogs … Continue reading
Posted in Business, Coaching, Finance
Tagged Accounting, Adrian Fowles, Cash, Finance, Profit, VAT
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