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I provide expert tools, advice and mentoring in working capital management and business performance to SMEs in Surrey and the south east. My specialist finance experience and commercial knowledge enables my clients to avoid financial pitfalls, enhance their business, and focus on being successful.
Adrian Fowles
If you’re interested in business being less stressful and more successful then get in touch by emailing...
info@acf-associates.com
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If you want to find out more about what we do, click on the About ACF Associates page or go to our business website Here
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Category Archives: SME
No Plan Survives First Contact With The Enemy
Having met a few entrepreneurs over the years, it is interesting to hear their views on planning. Some of which are quiet dismissive: What is the point of planning, something different always happens Planning just ties you down – these … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Coaching, Deming, Entrepreneur, Finance, Helmuth von Moltke the Elder, Mentoring, Planning, Stephan Bungay, Strategy
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Proactive Positive Laziness – Part Three
Let me tell you another story: Many years ago I went to work at an organisation as a factory accountant (I love factories) for a technology company. Part of the role involved the cross comparison of large tables of data … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Coaching, Finance, Mentoring, Pareto
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Recruitment – It is like a Two Ronnies sketch
I’ve been thinking about the recruitment business and, to be honest, I think it is a very imperfect model. My thought process has been driven by a real concern about the ability of small businesses to access real talent. Small … Continue reading
Posted in Business, Coaching, SME
Tagged Adrian Fowles, Coaching, DISC, Entrepreneur, EQ-i, Finance, Myers-Briggs, Recruitment, startup, TKI, Two Ronnies, Webrecruit
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Proactive Positive Laziness – Part two
Pareto is your friend Pareto was a wonderful guy. He left us with that wonderful 80/20 rule that seems to apply to just about everything. A few examples: 20% of your customers provide 80% of your income. 80% of your … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Bev James, Coaching, Entrepreneur, Finance, Gill Fielding, James Caan, Pareto, Profit
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HMV and Credit Insurance
On January 6th, in my post about HMV, I commented that the issue for SMEs will be what happens if or when the insurers pull cover: When a big retailer sneezes it is the suppliers that catch the flu. The … Continue reading
Posted in Business, Finance, Retail, SME
Tagged Accounting, Adrian Fowles, Banking, Banks, Cash, Finance, HMV, Insurance
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Proactive Positive Laziness
Some years ago I was contracted to an international FMCG. There had been a change of management and the new team was not sure of the financial status of the business. I’d been called in to drive the year end … Continue reading
Posted in Business, Coaching, Finance, SME
Tagged Accounting, Adrian Fowles, Coaching, Finance, Pareto
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