Category Archives: Finance

Company Valuation Methods – You Need to Plan Ahead

There comes a time in the life of many a small businesses when the owner wants out.  There can be a variety of reasons; retirement, the call of a new opportunity or simply boredom.  This is the point where the … Continue reading

Posted in Business, Coaching, Finance, SME | Tagged , , , , , , , , , | Leave a comment

Barclays – Taxation and the need to engage

The banks are in the news again.  This time Barclays is being publicly berated for supposedly not paying enough tax.  The headline on BBC Breakfast made reference to Barclay’s “Offshore tax arrangements” in a clear attempt to leverage the anti-bank … Continue reading

Posted in Business, Finance | Tagged , , , , , | Leave a comment

Project Merlin – Why did it take so long?

On the 9th February, the banks and the government signed a lending and bonus deal.  Under Project Merlin, banks will lend about £190bn to businesses this year – including £76bn to small firms.  There has been a lot of talk … Continue reading

Posted in Business, Coaching, Finance, SME | Tagged , , , , , , , , , , | Leave a comment

No Plan Survives First Contact With The Enemy

Having met a few entrepreneurs over the years, it is interesting to hear their views on planning.  Some of which are quiet dismissive: What is the point of planning, something different always happens Planning just ties you down – these … Continue reading

Posted in Business, Coaching, Finance, SME | Tagged , , , , , , , , , , | Leave a comment

Proactive Positive Laziness – Part Three

Let me tell you another story: Many years ago I went to work at an organisation as a factory accountant (I love factories) for a technology company.  Part of the role involved the cross comparison of large tables of data … Continue reading

Posted in Business, Coaching, Finance, SME | Tagged , , , , , | Leave a comment

Entrepreneurs Business Academy – Update

Do you think you and your business would benefit if you spent a day with half-a-dozen millionaires sharing with you their secrets of success? I thought it sounded like a great idea so on Saturday I did just that. I … Continue reading

Posted in Business, Coaching, Finance | Tagged , , , , , , , , , , , | Leave a comment

Proactive Positive Laziness – Part two

Pareto is your friend Pareto was a wonderful guy.  He left us with that wonderful 80/20 rule that seems to apply to just about everything.  A few examples: 20% of your customers provide 80% of your income. 80% of your … Continue reading

Posted in Business, Coaching, Finance, SME | Tagged , , , , , , , , , | Leave a comment

HMV and Credit Insurance

On January 6th, in my post about HMV, I commented that the issue for SMEs will be what happens if or when the insurers pull cover: When a big retailer sneezes it is the suppliers that catch the flu.  The … Continue reading

Posted in Business, Finance, Retail, SME | Tagged , , , , , , , | Leave a comment

Proactive Positive Laziness

Some years ago I was contracted to an international FMCG.  There had been a change of management and the new team was not sure of the financial status of the business. I’d been called in to drive the year end … Continue reading

Posted in Business, Coaching, Finance, SME | Tagged , , , , | 2 Comments

Mothercare and Clinton Cards in delusional weather warning

Two more profit warnings have hit the press – This time it is Clinton Cards and Mothercare The Telegraph article opens by saying that shares in Clinton Cards and Mothercare fell sharply on Thursday after they became the latest retailers … Continue reading

Posted in Business, Finance, Retail | Tagged , , , , , , , , , | 2 Comments