Author Archives: Adrian Fowles

About Adrian Fowles

Business advisor, finance mentor and cash coach - Turning your pipe dream into a revenue stream - http://acf-associates.com/

Entrepreneurs Business Academy – Update

Do you think you and your business would benefit if you spent a day with half-a-dozen millionaires sharing with you their secrets of success? I thought it sounded like a great idea so on Saturday I did just that. I … Continue reading

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Fred Sirieix

Something that I always find inspiring is seeing passion and great achievement emulating from an unlikely source. And so, over the last week or so, our house has been spell-bound, mesmerised and overjoyed as we watch the TV.  The program … Continue reading

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Recruitment – It is like a Two Ronnies sketch

I’ve been thinking about the recruitment business and, to be honest, I think it is a very imperfect model.  My thought process has been driven by a real concern about the ability of small businesses to access real talent. Small … Continue reading

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Proactive Positive Laziness – Part two

Pareto is your friend Pareto was a wonderful guy.  He left us with that wonderful 80/20 rule that seems to apply to just about everything.  A few examples: 20% of your customers provide 80% of your income. 80% of your … Continue reading

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HMV and Credit Insurance

On January 6th, in my post about HMV, I commented that the issue for SMEs will be what happens if or when the insurers pull cover: When a big retailer sneezes it is the suppliers that catch the flu.  The … Continue reading

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Proactive Positive Laziness

Some years ago I was contracted to an international FMCG.  There had been a change of management and the new team was not sure of the financial status of the business. I’d been called in to drive the year end … Continue reading

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Mothercare and Clinton Cards in delusional weather warning

Two more profit warnings have hit the press – This time it is Clinton Cards and Mothercare The Telegraph article opens by saying that shares in Clinton Cards and Mothercare fell sharply on Thursday after they became the latest retailers … Continue reading

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Money has to move to be of value

Stationary money is of no value.  It just sits there.  Doing nothing.  Achieving nothing.  Rotting away as inflation eats into it. Money needs to move.  Stretch its legs.  Be exchanged for goods and services so that the next owner can … Continue reading

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HMV – three years ago

As a postscript to my blog entry this morning, I thought I’d mention that just under three years ago there was a blog post about HMV on the Interactive Investor site : Is HMV in the ‘buggy whip’ business? A … Continue reading

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HMV – Highstreet Media Vanishing?

Another interesting article in the Telegraph has caught my eye: HMV profit warning: can it survive? Now, I am going to have to confess some pro-HMV bias here.  I’ve been involved with them on a number of occasions over the … Continue reading

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